Ruth-Ann E. Toups
Three Reasons Why Everyone Needs a Power of Attorney
We often think powers of attorney are only for our aging parents, but many younger individuals discount their own need for a power of...
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Ruth-Ann E. Toups
May 24, 20182 min
Don't Spend Your Retirement on Mom's Nursing Home
Mom and Dad saved for retirement. Each month, they diligently contributed. After they retired, they received social security and even a...
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Ruth-Ann E. Toups
May 21, 20181 min
Your High School Graduate Needs a Power of Attorney
You cheered for them as the crossed the stage; you watched as they tossed their cap in the air with their classmates; and now, you are...
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Ruth-Ann E. Toups
May 17, 20182 min
The Important Step You Are Not Taking During Your Divorce
Divorce can be a difficult time for individuals and families. Often, we are busy juggling the responsibilities of life along with such a...
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Ruth-Ann E. Toups
May 11, 20182 min
Beneficiary Designations: The Overlooked Step in Updating Your Will
You recently updated your will, congratulations! Before you will find a safe place to keep your documents and put estate planning out of...
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Ruth-Ann E. Toups
May 9, 20181 min
Why You Need a Digital Estate Plan and How to Create One
How often do you use the internet? Every day? Every hour? Every minute? As technology develops we find ourselves relying more and more on...
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Ruth-Ann E. Toups
Apr 30, 20183 min
Why Millennials Need a Will
I am often told by millennials, “I don’t need a will.” Almost 80% of Americans under the age of 36 do not have a will, according to a...
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Ruth-Ann E. Toups
Apr 26, 20182 min
Which One is Better - a Will or a Trust?
Comparing a will and a trust is a bit like comparing an apple and an orange; it is often a matter of preference and in the end, they are...
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Ruth-Ann E. Toups
Apr 23, 20182 min
Estate Planning with Minor Children
One of the most common reasons that motivates someone to get a will is their children. However, one of the most common reasons couples...
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Ruth-Ann E. Toups
Apr 19, 20181 min
When Should I Update My Will?
One of the most common questions I receive is “when should I update my will?” The answer is it depends! Generally, there is no hard and...
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Ruth-Ann E. Toups
Apr 16, 20182 min
Estate Planning for Your Pets
Do you have a furry friend at home? If so, have you thought about what would happen to your pet if you were seriously injured or died?...
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Ruth-Ann E. Toups
Apr 9, 20181 min
What is a Pour Over Will?
Even if you have a trust, you should also have a will. Generally, when you have a trust in place you also have an accompanying pour over...
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Ruth-Ann E. Toups
Mar 29, 20181 min
Can I Hand Write a Will?
Handwritten wills, formally known as holographic wills, are valid in Texas. However, they can create more issues than they solve....
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Ruth-Ann E. Toups
Mar 26, 20182 min
Blended Family Planning
Blended families (those with children from outside the current marriage) present unique estate planning challenges. Often, each spouse...
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Ruth-Ann E. Toups
Mar 19, 20182 min
Tips for Traveling
The worst part of any trip is leaving. We spend weeks preparing at home, at work, and packing our bags, but we may be leaving out some of...
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Ruth-Ann E. Toups
Mar 8, 20182 min
Reasons to Consider a Trust
Reasons to Consider a Trust One of the most common questions I hear from my clients is “Do I need a will or a trust?” In many cases the...
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Ruth-Ann E. Toups
Mar 5, 20182 min
Why You Need a Team
Have you ever Googled something and either received a wrong answer or so many different answers that you are not sure which one is right...
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Ruth-Ann E. Toups
Feb 26, 20182 min
I Have Signed My Estate Planning Documents, Now What?
Congratulations! You have signed your estate planning documents, so now what? Now, you need to put them somewhere, and that decision can...
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Ruth-Ann E. Toups
Feb 14, 20182 min
What Millennials Need to Know About Estate Planning
Everyone needs a will. If I had a dollar for every time a millennial has told me they do not need a will because “I don’t have anything”...
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