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The Acronym Soup of Elder Placement
SNF, IL, LTAC, AL—these and many more are terms used to describe different placement options for aging seniors. If you’ve ever felt overwhelmed trying to decipher what each acronym means and whether it's the right fit for your loved one, you’re not alone. Here’s a quick guide to help you understand the alphabet soup of elder placement options—and how each one might fit into your loved one’s care journey.

Ruth-Ann E. Toups
Sep 253 min read


How Do I Qualify for Medicaid in Texas?
Qualifying for nursing home Medicaid in Texas can be complicated. Learn the basics of qualification.

Ruth-Ann E. Toups
Aug 222 min read


Do I Need a Miller Trust?
A lot of people have heard of a Miller Trust (also known as a Qualified Income Trust or a QIT), but most people do not understand what they are used for. Miller Trusts can be a powerful tool for Medicaid qualification when used correctly.

Ruth-Ann E. Toups
Aug 142 min read


Using a Life Estate Deed for Medicaid Planning in Texas
Discover how a parent living with a child can use a life estate deed for Medicaid eligibility.

Ruth-Ann E. Toups
Jul 312 min read


How a Revocable Trust Can Be Used as a Medicaid Planning Strategy
When one spouse applies for Medicaid to help cover the cost of long-term care, the other spouse—known as the “community spouse protected...

Ruth-Ann E. Toups
Jul 233 min read


Estate Planning, Elder Law, and One Big Beautiful Bill
Congress recently passed what is being called the “One Big Beautiful Bill,” a sweeping piece of legislation that makes permanent changes...

Ruth-Ann E. Toups
Jul 152 min read


What is a Miller Trust?
A Miller Trust, which is also known as a Qualified Income Trust, is not for your assets not for your income. A Miller Trust is a tool we...

Ruth-Ann E. Toups
Aug 9, 20192 min read


Top Five Medicaid Myths
There is a lot of misinformation about Medicaid out there. Medicaid rules are different from state to state and change frequently. Too...

Ruth-Ann E. Toups
Apr 11, 20192 min read


Why You May Need an Attorney to Help You Apply for Medicaid
Medicaid is a complex public benefit that many elderly individuals rely on to help pay for long-term care. Medicaid can be a wonderful...

Ruth-Ann E. Toups
Apr 12, 20182 min read
Let’s Talk Deeds: Lady Bird Deed vs. Transfer on Death Deed
There are many types of deeds out there. Two types of deeds that have been getting a lot of attention in the estate-planning world are...

Ruth-Ann E. Toups
Apr 2, 20183 min read


What is the Difference Between Medicare and Medicaid?
Have you ever been confused about the difference between Medicare and Medicaid? It can be difficult to navigate the many different...

Ruth-Ann E. Toups
Mar 12, 20182 min read
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