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Do IRAs Count for Medicaid in Texas?
For many of us, our retirement savings, often in the form of an IRA, is our largest asset. Does this important asset count against us for Medicaid? The answer is it depends. Read the blog to learn more.

Ruth-Ann E. Toups
Nov 6, 20252 min read


Myth: I Make Too Much Money to Qualify for Medicaid
Worried you make too much for Medicaid? Let’s clear up the confusion and explain how income works in Medicaid eligibility—and why you should always speak with an elder law attorney before assuming you're ineligible.

Ruth-Ann E. Toups
Sep 17, 20252 min read


Love, Care, and Keeping the Home: How Medicaid Can Help One Spouse Without Impoverishing the Other
Medicaid rules for married applicants permit spouses to preserve tens or even thousands of dollars, but many families leave this money on the table.

Ruth-Ann E. Toups
Sep 4, 20252 min read


How Do I Qualify for Medicaid in Texas?
Qualifying for nursing home Medicaid in Texas can be complicated. Learn the basics of qualification.

Ruth-Ann E. Toups
Aug 22, 20252 min read


Do I Need a Miller Trust?
A lot of people have heard of a Miller Trust (also known as a Qualified Income Trust or a QIT), but most people do not understand what they are used for. Miller Trusts can be a powerful tool for Medicaid qualification when used correctly.

Ruth-Ann E. Toups
Aug 13, 20252 min read


Using a Life Estate Deed for Medicaid Planning in Texas
Discover how a parent living with a child can use a life estate deed for Medicaid eligibility.

Ruth-Ann E. Toups
Jul 31, 20252 min read


How a Revocable Trust Can Be Used as a Medicaid Planning Strategy
When one spouse applies for Medicaid to help cover the cost of long-term care, the other spouse—known as the “community spouse protected...

Ruth-Ann E. Toups
Jul 23, 20253 min read
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